Frequently Asked Questions
Frequently Asked Questions
1. How is my financial need determined?
When you complete the FAFSA form, the information you provide determines your financial
need. The result is your Expected Family Contribution (EFC). The EFC varies based
on the number of people in your household and how many are in college. It considers
your income and assets. If you are a dependent student, the EFC also considers your
parents’ income and assets.
Need-based aid can be in the form of grants, scholarships, Perkins loans, and subsidized
low-interest loans. If you don’t qualify for aid based on need, you can still get
unsubsidized loans or PLUS loans.
2. When will I know about my awards?
Once we have your complete file, we will send you an email to let you know your money
is available through E-Services within two weeks. We begin awarding for the upcoming
school year by the beginning of May each year.
3. How many credit hours do I need to receive my aid?
Financial aid awards have various enrollment requirements, (i.e. Direct Loans require
half-time enrollment; TEXAS Grant requires 9 hours of enrollment). Your financial
aid is always adjusted based the actual number of credit hours you are enrolled in.
In order to accurately determine your financial aid disbursement eligibility, you
will need to complete an Intended Enrollment Form in E-Services. You will be prompted to do this once we receive your FAFSA. We will send you an
email to your UHCL email address requesting that you complete the Intended Enrollment
Form. We will package your financial aid based on this submission, or will assume
full-time enrollment if it is not completed. If your enrollment ever changes notify
our office at 281.283.2480 or email@example.com.
Undergraduate (or Post-Bacc) Students:
Full Time: 12 or more hours
Three Quarter TIme: 9-11 hours
Half Time: 6-8 hours
Less Than Half Time: 5 hours or less
Full Time: 9 or more hours
Three Quarter TIme: 7-8 hours
Half Time: 5-6 hours
Less Than Half Time: 4 hours or less
4. Can I receive more financial aid?
Financial aid awards include grants, loans, work-study, or scholarships. Grants and
work-study awards are awarded on a first-come first-serve basis due to limited funding.
If you complete your application early, you may receive more financial aid than late
applicants. The priority deadline at UHCL is March 15th. If additional financial aid
becomes available during the school year, we will re-award students, starting with
those who have the highest financial need.
If you applied for a scholarship and it is not included in your awards don’t worry—scholarships
are awarded separately from grants, loans, and work-study, so you might be awarded
a scholarship at a later time. If your award email is missing aid you were expecting,
call the Office of Student Financial Aid at 281.283.2480.
5. What is an "overaward"?
Financial aid is designed to help you pay only expenses associated with your education.
An overaward happens when your need-based financial aid is more than your financial
need, or when your financial aid exceeds your cost of attendance.
You could have an overaward if you change your enrollment status, housing plans, FAFSA
information, residency classification, student type (undergraduate, graduate) Satisfactory
Academic Progress status, or if you receive additional financial aid awards or resources.
If you are in an overaward situation, we will modify your award as necessary and let
6. Are international students eligible for aid?
With few exceptions, Federal financial assistance is only available to citizens of
the United States. If you have only an F1, F2, J1, or J2 student or work visa you
are not eligible for federal student aid. See FAFSA for more information on exceptions
for people who are not citizens.
International or undocumented students can apply for some state aid. Go to our Online Forms & Services to view the TASFA (for undocumented Texas residents) or the Financial Aid for International
and Undocumented Students application. You can view additional information at College for Texans.
International students are also eligible for many university scholarships. Also, international
students may be eligible for some private student loans. For information regarding
these loans, or other external financial aid information, please visit www.edupass.org.